Wondering what it really costs to furnish a Miramar Beach rental so it books fast and holds up to salt, sun, and summer crowds? You are not alone. The right setup affects your nightly rate, reviews, and how often you replace things. In this guide, you will see clear budgets by room and property size, proven coastal materials, realistic timelines, and simple ROI planning tailored to Miramar Beach in Walton County. Let’s dive in.
What drives your budget in Miramar Beach
Your furnishing plan should match your expected nightly rate, occupancy, and guest profile. Family beach trips in summer often want capacity, durable seating, easy-clean materials, and outdoor setups. Couples’ getaways may need a calmer palette, premium bedding, and stylish lighting.
For visitor trends and seasonality, review resources from the local tourism authority at Visit South Walton. When you estimate revenue, use current local STR data from providers and property managers to model average daily rate and occupancy for your unit type. Then choose a quality tier that meets your target guest expectations.
Typical cost ranges by room
Below are industry-standard ranges to help you budget. Actual quotes will vary by size, brand, and availability.
Living room
- Budget: $1,200–$3,000
- Mid-range: $3,000–$7,000
- Premium: $7,000–$15,000
What to include: sofa or sectional, accent chairs, coffee table, TV with mount and media console, lamps and basic decor.
Bedrooms (per bedroom)
- Budget: $1,000–$2,500
- Mid-range: $2,500–$6,000
- Premium: $6,000–$12,000
What to include: bed frame, quality mattress, nightstands, dresser, window coverings, bedding and pillows.
Kitchen and dining
- Budget: $800–$2,000
- Mid-range: $2,000–$5,000
- Premium: $5,000–$12,000
What to include: dining table and chairs, cookware, dishes, utensils, small appliances, and pantry basics for first stays.
Appliances (if replacing)
- Standard new models: $2,500–$8,000 total
- Premium stainless or pro-style: $7,000–$20,000 total
Typical set: fridge, range, dishwasher, washer and dryer.
Outdoor furnishings
- Budget: $500–$1,500
- Mid-range: $1,500–$5,000
- Premium: $5,000–$12,000+
What to include: patio seating, dining set, side tables, outdoor cushions.
Bathrooms (per bath)
- Budget: $200–$800
- Mid-range: $800–$2,000
What to include: mirrors, storage, shower curtain or door upgrade, hooks, bathmats, basic linens.
Electronics, connectivity and safety
- Typical range: $300–$1,500
What to include: smart lock, strong Wi‑Fi router, TVs, smoke and CO detectors.
Initial consumables and turnover supplies
- Typical range: $300–$1,200 for basics
What to include: towels and spare linens, kitchen basics, cleaning supplies, and starter toiletries.
Housewares and decor
- Budget: $500–$2,500
- Mid-range: $2,500–$7,500
What to include: rugs, art, pillows, throws, accent lamps, and greenery.
Sample total budgets by property size
These all-in estimates help you rough in a total plan. Your final spend will reflect your tier choices and whether you are replacing appliances.
- Studio or efficiency
- Budget: $3,500–$8,000
- Mid-range: $8,000–$18,000
- Premium: $18,000–$35,000+
- 1-bedroom
- Budget: $5,000–$12,000
- Mid-range: $12,000–$25,000
- Premium: $25,000–$50,000+
- 2-bedroom
- Budget: $8,000–$20,000
- Mid-range: $20,000–$45,000
- Premium: $45,000–$90,000+
- 3-bedroom beach house or condo
- Budget: $12,000–$30,000
- Mid-range: $30,000–$70,000
- Premium: $70,000–$150,000+
Timeline to guest-ready
A smooth project has clear phases. Build in buffer for backorders, damages, and deliveries.
- Planning and design: 1–2 weeks
- Define guest profile, capacity, budget, room-by-room list, and schedule.
- Purchasing: 2–6 weeks
- Order in-stock items locally or online. Custom lines take longer.
- Custom items and appliances: 4–12+ weeks
- Mattresses, slipcovers, outdoor cushions, built-ins, and special-order furniture.
- Delivery, assembly and installation: 1–2 weeks
- Coordinate multiple vendors or use local installers for same-day setup.
- Cleaning, inspection and photography: 2–5 days
- Deep clean, inventory check, and professional listing photos.
Total realistic timeline:
- In-stock or expedited package: 2–6 weeks
- Partial custom or appliance replacements: 6–12+ weeks
Pro tips:
- Stagger deliveries to avoid storage fees and conflicts.
- Use local assemblers to speed setup.
- Keep a 10–15 percent contingency for time and budget.
- Order duplicates of fast-moving items like pillows, pans, and towels.
Coastal materials that last longer
Miramar Beach is humid, salty, and sunny. Choose materials that resist corrosion, fading, and moisture.
Textiles and upholstery
- Use solution-dyed acrylics such as Sunbrella for sofas and outdoor cushions. They resist fading, mildew, and stains.
- Choose performance indoor fabrics with stain treatments for high-touch seating.
- Buy waterproof, mildew-resistant mattress encasements and quick-dry linens.
Furniture and frames
- Prefer aluminum, powder-coated metal, or marine-grade stainless steel for outdoor pieces.
- Select kiln-dried, sealed woods or resin/composite furniture for moisture-prone areas.
- Avoid untreated iron or steel on balconies and patios.
Flooring and surfaces
- Porcelain tile, coastal-rated luxury vinyl plank, and sealed concrete outlast solid hardwood near salt air.
- Use water-resistant trim and mold-resistant paints in baths and laundry.
Appliances and hardware
- Consider corrosion-resistant finishes and coastal-rated models when available.
- Use marine-grade or easily replaceable hardware for doors and cabinetry.
For broader coastal building and maintenance guidance, tap the University of Florida IFAS Extension.
Smart ways to protect ROI
You do not need the most expensive option. You need durable, guest-friendly choices that reduce headaches and boost reviews.
- Estimate payback
- Compare the incremental annual revenue from better furnishings to your total furnishing cost to estimate simple payback in years. Base your ADR and occupancy assumptions on current local STR comps from data providers or property managers.
- Reserve for wear
- Set aside 5–15 percent of gross rental revenue each year to replace linens, cushions, tech, and decor. Adjust toward the higher end for beachfront use.
- Insurance and liability
- Confirm your policy covers short-term rental activity. Consider umbrella or commercial coverage for added protection.
- Investments that move the needle
- Professional photos tend to improve booking performance.
- Guest-friendly amenities like starter pantry items, beach gear, high-speed Wi‑Fi, and keyless entry can increase reviews and repeat stays.
- Cost-saving strategies
- Buy durable, easy-to-clean items that last longer.
- Purchase linens and kitchenware in bulk packs to lower unit costs.
- Consider turnkey furnishing packages from local firms to speed time-to-market.
- Ask local property managers which amenities matter most in your micro-market.
For operational best practices, explore the Vacation Rental Management Association.
Local compliance and taxes
Before you list, confirm your registration and tax obligations in Walton County and Florida.
- Registration and taxes
- Short-term rental rules
- Review zoning, permitting, occupancy, safety requirements, and any HOA rules for your property. Start with the Walton County government site for current guidelines.
- Market context
- For visitor patterns and seasonality that shape pricing and amenity choices, consult Visit South Walton.
Quick shopping and setup checklist
Use this list to keep your project on track.
- Define guest capacity and sleeping plan by room.
- Pick your tier per room: Budget, Mid-range, or Premium.
- Confirm appliance condition and replacements, if needed.
- Choose coastal-friendly fabrics, frames, and finishes.
- Order duplicates of linens and kitchen basics for turnovers.
- Install smart lock, strong Wi‑Fi, and safety devices.
- Create a property guide with cleaning instructions and house rules.
- Schedule professional cleaning and listing photography.
When a turnkey package makes sense
If you want to launch for peak season, a curated package can be faster and often more cost-effective than piecing it together. You gain a single point of contact, coordinated deliveries, and a cohesive design that photographs well. In Miramar Beach, a designer-led approach can help you align finishes with coastal durability, meet local expectations, and shorten time-to-market.
Ready to furnish with intention and get your Miramar Beach property guest-ready with minimal friction? Schedule a complimentary design-forward consultation with Sara Violette to discuss a plan that matches your goals, timeline, and budget.
FAQs
How much does it cost to furnish a 2-bedroom Miramar Beach rental?
- Expect about $8,000–$20,000 for Budget, $20,000–$45,000 for Mid-range, and $45,000–$90,000+ for Premium, excluding major renovations.
What is a realistic furnishing timeline for a beach condo?
- Plan 2–6 weeks if you buy mostly in-stock items, and 6–12+ weeks if you include custom pieces or appliance replacements.
Which fabrics and materials last in coastal rentals?
- Choose solution-dyed acrylics like Sunbrella, aluminum or marine-grade outdoor frames, porcelain tile or coastal-rated LVP, and mold-resistant paints.
How much should I reserve annually for replacements?
- A common range is 5–15 percent of gross rental revenue each year for linens, cushions, tech, and decor, with higher reserves for beachfront properties.
What taxes and registrations are required before listing?
- Confirm state sales tax and local tourist development tax requirements with the Florida Department of Revenue and check Walton County STR rules and any HOA policies.
Will premium furnishing raise my nightly rate?
- Thoughtful, durable furnishing can support higher ADR and stronger reviews, but verify expected uplift using current local STR comps for your unit type.
